How to Budget on Irregular Income
A freelancer's guide to budgeting when your income changes month to month.
For freelancers, contractors, gig workers and the self-employed whose pay varies from month to month. It covers building a base budget, an income buffer, setting money aside for tax, and handling feast and famine months.
What's inside:
- The Core Problem
- The Base Budget Method
- Building Your Income Buffer
- Setting Aside Taxes
- Handling Feast and Famine Months
- Mistakes to Avoid
- Base Salary Worksheet: a printable worksheet to fill in
- Frequently Asked Questions
- Put This Into Practice This Week: an action checklist
Format: Instant PDF download, 8 pages
This guide is for general education only and is not financial advice. Speak to a qualified financial adviser about your own situation.
If you're in the UK and struggling with debt, free, confidential help is available from StepChange and MoneyHelper.
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